What Digital Money Service Should I Download

Digital money services are the way of the future, but the digital money service industry looks over-saturated. It can be overwhelming for newbies to figure out which services they should use. Luckily, here is a quick rundown of some of the best apps that you should download. PayPublishing provides great services for this and many other related financial issues.

Close up shot of credit card with smart chip.

Why Should I Use Digital Money Services?

Firstly, digital money transfers will likely be the next phase in P2P transactions; more and more businesses and shoppers are shifting to digital payment methods over physical cash and traditional bank transfers. Plus, more and more online businesses prefer digital payment methods over physical cash and regular bank transfers, so having a digital payment method would make it easier for you as well.


Venmo is an app that you can use on your smartphone, and it is incredibly easy to use if you want to split bills between your friends and family. It is incredibly convenient if you live with roommates because it makes it convenient to manage the household finances. Plus, the payments are almost instantly sent and receive. However, the downside is that you can only use the app to send money, and you will get a 3% fee if you use a credit card to send money.


PayPal can be used through your computer and smartphone, and it is easy to use through either. It is free and easy to set up an account through PayPal, you mostly need to add your personal information, email address, and phone number. However, you would need to link a credit/debit card or your bank account if you want to add fun to your PayPal balance. A bonus of PayPal is that it is free to send money to family member and friends.


Zelle offers services that allow you to immediately send money into your friend’s and family’s bank accounts. Many financial institutions are partnered with Zelle, and it allows you to make quick transfers from different bank accounts. It is free to use once you download it on your phone. However, you can only connect a single account to your Zelle account, and there still may be fees from the participating banks. 

Cash App

Cash App is Square’s mobile credit card processor, and it is a popular peer-to-peer payment option. It is a lot like Venmo, but it does not have the same social features that Venmo has. You can use your Cash account to send, receive, and request cash. A bonus is that you can use a debit card and linked bank account to withdraw money for free. 

Google Pay

Google Pay is a free way to send cash using email. You basically have a Google Pay account if you have a Gmail account. There are no fees that you have to pay to use it, too. But, not all stores will see accept this as a payment method.

Digital payment methods are the new normal for most businesses and shoppers, so you need to say up to date. You can try out any of the listed apps above to make digital transactions today, safely and efficiently.